We have published numerous blogs on disaster preparedness, accident prevention in and around the stable, on maintaining a healthy, safe environment for the horses in your care and for the people who visit your property. In addition, we must not overlook the importance of safety in trailering horses in your care. Insurance for the peril of transporting non-owned horses can be included in the *Care, Custody or Control (CCC) policy endorsement.
With the show season entering full swing, attention should be given to the condition of your horse trailer. Safely hauling horses begins with the yearly maintenance check list which includes:
• Inspecting the frame for cracks, wires for loose connections and frayed covering
• Repair or replacement of rotted or rusted metal
• Greasing all hinges, springs, etc.
• Inspection of ramp hinges and springs for weakness and cracks
• Wheels should be pulled and bearings checked and repacked
• Inspection of spring shackles for wear
• Inspection of brakes and emergency break-away cable, pin and control box.
Regular routine maintenance checks should be performed on a horse trailer every time it is used. Check the tires, jacks, reflectors, floorboards, all lights, hitch welds, safety chain welds and snaps, wheel chocks and grease the hitch ball. Also do a safety/maintenance check on your tow vehicle. And would you think to check the inside of the trailer for bees and wasps’ nests?
For the experienced driver or the novice, there is a wealth of information and advice online. We will not attempt to detail all that info here. However, knowing how to load and unload the horse(s) safely is a good place to begin. Do bring plenty of water for your horse, extra hay and grain, an extra halter and lead shank. Don’t forget your tool kit, jumper cables, flashlights, and duct tape. You will also want to have first aid kits for both humans and horses. Have emergency phone numbers handy for veterinarians and tow truck service. It’s a good idea to carry some cash. Travelling alone is never a good idea.
When you are in the business of boarding, training or breeding horses do not assume that your liability for the care of non-owned horses is covered under your farmowners insurance policy or commercial equine liability policy. It is highly recommended that serious consideration be given to adding the *Care, Custody or Control endorsement to your policy. This will give you added protection for damage arising out of the death, injury or theft of a horse in your care. And do contact a Blue Bridle agent if you have any questions on available equine insurance products.
*Not available for any transport for hire- only for hauling horses you board/train.