Posted December 4th, 2017 by Joan.

Farmowners Insurance Topic: Farm Personal Property

This article’s focus is on the availability of insurance on your Farm Personal property and the options you can choose from. You may also want to do an inventory at this time to make sure you have not neglected to add items of value to your farmowners insurance policy. Don’t wait until your equipment is stolen or damaged to find out it is not insured!

When your home is insured, your contents are included. Not so when you insure a barn, stable or out-building. You can, however, add endorsements to your policy to specifically include farm personal property. For example, consider scheduling your expensive tack. And if, for example, you presently have a tractor insured for its actual cash value, you may want to adjust the limit of insurance on your policy taking depreciation into consideration.

The farmowners insurance policy is really quite remarkable when you think about the choices offered for coverage in what is referred to as a package policy. Think what an inconvenience it would be if you had to have separate policies. Actually, it was not that long ago when the farm owner had to have a separate homeowner policy, separate commercial fire policy and a separate commercial liability policy. This is now all combined into one policy!

The guidance of a professional equine insurance agent is of the utmost importance when deciding on the choices that will best offer the protection you need and want. Whether farmowners insurance, horse insurance or liability policies, Blue Bridle lives up to its slogan – “Its your way of life…Its our business to protect it.”


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