One of the general conditions in a horse insurance policy is that the insured shall at all times provide proper care and attention for each animal that is insured. Compliance with all of the policy conditions is essential. Aside from this aspect, insured or not, horse ownership carries with it a big responsibility. Neglecting the care of your horse can be very costly.
Spring for many equine enthusiasts means gearing up for show season or trail riding as the weather becomes more inviting. It is also the time of year when you should be scheduling appointments with your veterinarian.
Recommendations vary depending on the region of the country and your horse’s exposure to risks. Your vet will advise you as to how to achieve the highest levels of protection against illness such as Lyme disease, East West Nile, and Potomac Horse Fever. This is also a good time for an annual wellness exam by your vet which might include an oral exam. Neglecting the care of the horse’s mouth and teeth may affect performance and overall health. Discuss any concerns or questions you may have including your horse’s deworming program.
Make sure your coggins test meets state requirements and that you have a current health certificate if transporting across state lines. Allow a couple of weeks for lab processing to get the results of the coggins test. Plan ahead!
You may also want to review your horse insurance policy. If you are concerned that the limit you carry for mortality may not reflect current fair market value, contact your agent. When requesting an increase in the amount of insurance, substantiation will be required, i.e. show records. Contact your agent with any questions you may have.