Equine Liability Insurance: Equine Liability Laws

March 14th, 2018

Forty-six states have enacted some form of equine limited liability laws and they do differ by state. Some state laws require the posting of a Warning sign with specific language; some do not. Some state laws require specific wording in the release of liability contract language, some do not. (more…)

Equine Insurance: Be Prepared for Disasters

March 6th, 2018

March 2018 winter snow, rain and wind storms have battered many areas of the country. And as of this writing, the prediction is for more of the same while many areas are still without power from the last storm! (more…)

Equine Mortality Insurance -Topic: Euthanasia

February 22nd, 2018

Over the years the blogs published on this website have called attention to furthering your understanding of the Equine Mortality Insurance policy. Frequent questions from prospects seeking insurance or from policy holders have to do with euthanasia. (more…)


February 1st, 2018

A New Horse Show Season! Your thoughts have turned to the excitement ahead and plans for the 2018 season. While you are looking forward to your first competition, show managers and show committees must pay attention to horse show insurance requirements. (more…)

Equine Liability Insurance: Release Agreements

January 18th, 2018

When applying for liability insurance for an equine business, a riding club, or a horse show, for example, company underwriters enforce the requirement for a release of liability agreement that your customers, visitors to your stable or participants in an event are asked to sign. This article will focus on release agreements from an insurance standpoint. (more…)


January 11th, 2018

Welcome to the New Year – 2018. The month of January finds us engaged in financial planning and budgeting. And the budget may include the expense of caring for your horse(s) and the added expense that comes with attending horse shows! Ask yourself – how difficult would it be to purchase another horse if one you owned became ill or was injured, and despite the best veterinary treatment, could not be saved? (more…)

Farmowners Insurance: Preventing Roof Collapse

January 5th, 2018

Be aware that the perils of damage due to ice and snow are not covered on your scheduled farm barns, buildings and structures unless you choose to add a special endorsement to your Farmowners insurance (more…)

Your Equine New Year Resolutions

December 28th, 2017

How determined are you to keep your New Year’s resolutions? They may fade away as the year progresses or you can decide to pursue your goals – a single step at a time. If you are among the 41% of Americans who usually make New Year’s resolutions, the fact remains that 2018 is a new year and with it comes opportunities to make a fresh start. (more…)

Horse Insurance – Christmas Horse

December 21st, 2017

How do you wrap a new horse for Christmas (much less get it down the chimney)! Wrap the horse insurance policy in a gift box instead! Surprise! Include horse treats, a halter, lead line, grooming tools – whatever the new horse owner will need. And now what. (more…)

Farmowners Insurance Topic: Farm Personal Property

December 4th, 2017

This article’s focus is on the availability of insurance on your Farm Personal property and the options you can choose from. You may also want to do an inventory at this time to make sure you have not neglected to add items of value to your farmowners insurance policy. Don’t wait until your equipment is stolen or damaged to find out it is not insured! (more…)