Specified Perils Equine Mortality Policy
A Specified Perils policy, also referred to as Named Perils (versus All Risk) is available. It is very limited in that it covers the death of a horse due only to the perils specifically stated in the policy; such as death due to fire, lightning, transportation, collapse of bridges, earthquakes, floods, windstorm and hail.
Specified Perils Policies are typically very low-cost and may be suitable for large herds or for animals that you want only minimal coverage on. It may be that lightning or transportation of horses, for example, are your major concerns. This policy could fill the need for some horse owners. Contact Us to learn more about the pros and cons.