Mortality

Full Mortality is the life insurance. Reimburses you the insured value of your horse for death due to accident, injury, illness, disease or humane destruction (when deemed necessary by a veterinarian) and includes theft. Eligible horses must be between the ages of 31 days through 20 years old. Please note, all of our policies are Agreed Value policies. More info…

Major Medical

Major Medical is a health insurance endorsement we can add on to your Mortality policy. This endorsement is not offered on a stand alone basis. The company will pay reasonable and customary veterinarian fees for covered surgical procedures, medical treatment or diagnostic testing provided to your horse due to an accident, injury, lameness condition, illness or disease. A deductible may apply per occurrence and there may be a co-pay provision. Eligible horses must be between the ages of 31 days through 20 years old. More info…

Accident & Illness

Accident & Illness coverage would reimburse you for vet bills if the horse has a traumatic injury or illness or has a colic episode. It covers many diagnostic tests, such as blood work, x-rays and ultrasound for illness but does not cover any lameness diagnostics or treatment unless due to trauma. This coverage is designed to cover an injury due to an accident or if the horse gets sick, not a wear-and-tear type lameness. More info…

Territory Extension/Air Transit

Territory Extension/Air Transit This endorsement extends the Mortality policy anywhere outside the United States and Canada. When a horse is shipped internationally, outside of the territory as defined in the policy, there is no coverage unless you request that this extension be added to the policy.

Additional Coverages

Surgical Only Coverage, Colic Only Coverage, Loss of Use, and Stallion Accident/Sickness/Disease are also available.

Please call our office at 800-526-1711 to discuss these additional coverages.